|
Effective June 1, 2007
All rates stated are as the APR(Annual Percentage Rate).
The APR, excluding Share Secured and Share Draft overdrafts,
will be based on your Fair Isaac credit score.
| Sub-Account |
Approximate
Term |
720+
|
719-680
|
679-640
|
639-600
|
599 or less
|
| CD Secured |
| |
12 mo.
|
CD
APY + 2% |
| Share Secured |
| |
60 mo.
|
4.00%
|
| |
| Autos (
2000-2008
) |
|
36 mo.
|
5.75%
|
6.00%
|
7.00%
|
10.00%
|
14.00%
|
| |
48 mo.
|
6.00%
|
6.25%
|
7.25%
|
10.25%
|
14.25%
|
|
60 mo.
|
6.25%
|
6.50%
|
7.50%
|
10.50%
|
N/A
|
| |
72 mo.
|
6.75%
|
7.00%
|
8.00%
|
N/A
|
N/A
|
| Over 25,000 |
84 mo.
|
7.75%
|
8.00%
|
9.00%
|
N/A
|
N/A
|
| |
| Older Model Autos (
1988-1999
) |
| |
36 mo.
|
7.75%
|
8.00%
|
9.00%
|
12.00%
|
16.00%
|
| |
48 mo.
|
8.25%
|
8.50%
|
9.50%
|
N/A
|
N/A
|
| |
60 mo.
|
8.75%
|
9.00%
|
N/A
|
N/A
|
N/A
|
| |
| RVs (
1990-2008
) |
| 0-10K
|
36 mo.
|
6.25%
|
6.50%
|
7.50%
|
10.50%
|
14.50%
|
| 0-10K
|
48 mo.
|
6.50%
|
6.75%
|
7.75%
|
10.75%
|
14.75%
|
| 0-10K
|
60 mo.
|
6.75%
|
7.00%
|
8.00%
|
11.00%
|
N/A
|
| 10-15K
|
72 mo.
|
7.00%
|
7.25%
|
8.25%
|
11.25%
|
15.25%
|
| 10-15K
|
84 mo.
|
8.00%
|
8.25%
|
9.25%
|
12.25%
|
N/A
|
| 15K - 20K
|
96 mo.
|
8.50%
|
8.75%
|
9.75%
|
12.75%
|
N/A
|
| 20K - 25K
|
108 mo.
|
9.00%
|
9.25%
|
10.25%
|
13.25%
|
N/A
|
| 25K +
|
120 mo.
|
9.50%
|
9.75%
|
10.75%
|
13.75%
|
N/A
|
| |
| Signature - All loans
are cross collateralized |
| |
12 mo.
|
6.75%
|
7.00%
|
8.00%
|
11.00%
|
15.00%
|
| |
24 mo.
|
7.75%
|
8.00%
|
9.00%
|
12.00%
|
16.00%
|
| |
36 mo.
|
8.75%
|
9.00%
|
10.00%
|
13.00%
|
17.00%
|
| |
48 mo.
|
9.75%
|
10.00%
|
N/A
|
N/A
|
N/A
|
| |
| Home Equity Loans - Call Credit
Union for Rates |
| |
- SHARE DRAFT OVERDRAFT ADVANCES: 18.00% Annual Percentage
Rate
-
Payment is 5% of your principal balance but not less than $25.00/mo.
-
Payments are automatically taken from checking acct on the 10th of each month that a balance is owing.
- COLLECTION COSTS: You promise to pay all costs of collecting
the amount you owe under this Agreement including court
costs and reasonable attorney fees.
|
 |
