Affordable and Smart.
With all the people, paperwork, and time-intensive steps involved, getting a mortgage can seem a little like running an obstacle course. But if you take the time to understand the home buying process and come to it with a strong sense of your own finances, you can hurdle, balance, and sprint your way around the course without a scratch.
Here’s how to get a mortgage, step by step.
Understand your credit and ask yourself, “How much house can I afford?”
Get preapproved for a mortgage.
Learn about loan programs and consider the right loan program for your goals.
Pick the right lender.
We have teamed up with Sheli & John VanOrden at American Pacific Mortgage to help you get the right mortgage for your needs.
They offer a full suite of web, mobile, text, and email options for you to apply and communicate in the way that works best for you – and have security measures every step of the way to ensure that your private information stays that way.
Whether you’re buying your first home, or are a seasoned investor, they have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans, and more.
Contact us for more information at 208.233.4395
Try our mortgage loan calculator below to help see how much home you can afford.